Can You Cash a Check on Sundays? Here Are 5 Places That Offer Check Cashing on Sundays.
If you’ve ever needed to cash a check on a Sunday, you might have wondered if it’s possible. While many banks are closed on Sundays, several options are available for those who need to access their funds urgently. In this article, we’ll explore whether you can cash a check on Sundays and provide a list of five places to do so.
Can You Cash a Check on Sundays?
Yes, you can cash a check on Sundays, but your options are generally limited to non-bank institutions. Traditional banks usually do not operate on Sundays, which means you will need to look for alternative places that offer check-cashing services every day of the week, including Sundays. Fortunately, several retailers and dedicated check-cashing services can help you access your money even on weekends.
5 Places That Offer Check Cashing on Sundays
1. Walmart
Walmart is one of the most convenient and accessible places for cashing a check on a Sunday. Most Walmart Money Centers are open from 8 a.m. to 10 p.m., including Sundays. They offer check-cashing services for various checks, including payroll, government, tax refund, and personal checks. There is a small fee for this service, typically around $4 for checks up to $1,000 and $8 for checks over $1,000.
2. Grocery Stores (Kroger, Safeway)
Many large grocery store chains like Kroger and Safeway provide check-cashing services. These services are usually available at the customer service desk. Store hours vary, but many are open on Sundays, often until late evening. Check cashing fees and policies vary by location, so it’s a good idea to call ahead or check online for specific details.
3. Check-Cashing Stores (Check Into Cash, Money Mart)
Dedicated check-cashing stores like Check Into Cash and Money Mart are designed to provide financial services, including check cashing, payday loans, and money orders. These stores often have extended hours and are open on Sundays. Check-cashing fees at these establishments are usually a percentage of the check amount or a flat fee, depending on the type and amount of the check.
4. Convenience Stores (7-Eleven)
Some convenience stores, such as 7-Eleven, offer check-cashing services through their partnership with financial service providers like Transact by 7-Eleven. These services are available at participating locations and can be accessed 24/7, making them a reliable option for Sunday cashing checks. It’s important to check if your local 7-Eleven provides this service and the associated fees.
5. ATMs with Check Cashing Features
Certain ATMs now have check-cashing capabilities, especially those associated with major financial networks like Allpoint and Cardtronics. These ATMs allow you to deposit and cash checks, often providing instant access to funds. While not all ATMs offer this feature, those are typically available 24/7, including Sundays. You can find these ATMs at convenience stores, pharmacies, and supermarkets.
Tips for Cashing a Check on Sundays
- Verify Hours and Availability: Always confirm the hours of operation and check-cashing availability of the location you plan to visit.
- Bring Necessary Identification: Ensure you have a valid ID with you, as most places require it to cash a check.
- Understand Fees: Be aware of the fees associated with cashing your check. Fees can vary significantly depending on the location and the type of check.
- Consider Alternatives: If you frequently need to cash checks on Sundays, consider opening an account with a bank that offers mobile deposit features, allowing you to deposit checks via a smartphone app anytime.
Conclusion
With the right information and preparation, cashing a check on a Sunday is possible. Whether you visit a Walmart, a grocery store, a dedicated check-cashing store, a convenience store, or an ATM with check-cashing features, multiple options are available to meet your needs. Knowing where to go and what to expect lets you easily access your funds, even on weekends.