Atlanta Grocery Stores That Cash Checks

Grocery Stores That Cash Checks in Atlanta: Your Complete Guide

Grocery stores can be a convenient option when you’re in Atlanta and must cash a check. Many grocery chains offer check-cashing services, including for personal and two-party checks. This guide will provide detailed information on where to cash checks in Atlanta, focusing on grocery stores that offer these services. We’ll also discuss the types of checks that are accepted and any requirements or fees you might encounter.

What Grocery Stores Cash Checks in Atlanta?

1. Kroger

Kroger is one of the leading grocery stores in Atlanta that provides extensive check-cashing services. They cash various checks, including payroll, government, tax refunds, and insurance settlement checks. Kroger also cashes two-party checks, but the maximum limit varies by store, so verifying with the local store is recommended.

  • Services Offered: Cashing personal and two-party checks.
  • Fees and Limits: There is a fee, which can vary by location. Check limits also vary.
  • Requirements: A valid government-issued photo ID is required.
  • Location Tips: For more information, visit our detailed guide on Kroger’s check cashing services.

2. Publix

Publix is another popular option in Atlanta for cashing checks. They are known for their customer-friendly services and can cash personal checks at most locations. Publix also offers the convenience of cashing payroll and government checks.

  • Services Offered: Cashing personal, payroll, and government checks.
  • Fees and Limits: Fees are minimal, but limits are typically around $75 for personal checks.
  • Requirements: You must provide a government-issued ID.
  • Location Tips: For more specific details on what Publix offers, check out our Publix check cashing guide.

3. Walmart

Walmart offers check-cashing services at many of its locations throughout Atlanta. They can handle a variety of checks, including personal, payroll, government, tax, and two-party checks.

  • Services Offered: Cashing multiple types of checks, including two-party checks.
  • Fees and Limits: Fees start at $4 for checks up to $1,000 and $8 for checks over that amount up to $5,000.
  • Requirements: A valid photo ID is required.
  • Location Tips: Check with your nearest Walmart for more details, as services vary by location.

What Types of Checks Can You Cash?

Grocery stores in Atlanta generally cash the following types of checks:

  • Personal Checks: These are checks written from one individual’s bank account to another person or entity. Due to their higher risk, personal checks usually have lower limits.
  • Two-Party Checks: These checks are written for two individuals who must endorse the check. Not all grocery stores cash these, so calling ahead is advisable.
  • Payroll Checks: Issued by employers to pay employees, these are widely accepted at most grocery store chains.
  • Government and Tax Refund Checks: Government agencies generally accept checks issued at larger grocery stores.

Requirements and Tips for Check Cashing

Before heading to a grocery store to cash a check in Atlanta, keep the following in mind:

  • Identification: Almost all stores require a valid, government-issued photo ID to cash a check.
  • Check Verification: Some stores use electronic verification systems to check for fraud, which can impact the processing time.
  • Service Hours: Check-cashing hours may differ from store operating hours. Verify in advance.


Cashing checks at grocery stores in Atlanta can be a quick and convenient option, especially when traditional banks are closed or you don’t have a bank account. Kroger and Publix are reliable choices with reasonable fees and requirements. Always ensure you have the necessary identification and know the check types and limits specific to your chosen store.